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SWITCH your mortgage & SAVE money

All Financials can help save on your monthly mortgage repayments by reducing your mortgage interest rate.

 

We do not charge consultation or packaging fees for this service and we have agencies with the lenders who are currently offering the lowest interest rates. We have an online portal which allows you to upload all the required documents in a fast & secure way.

Apply Now

Banks we deal with::

Reduce Monthly Payments (this information is provided for illustration purposes only)

A customer with a mortgage of €250,000 over 25 years.

The difference between the best and worst rate can be as much as €252 per month – circa €3,024 per anum, €75,600 over the term if rates remained the same.

We will review your current financial position, listen to what you want to achieve and recommend a suitable mortgage solution that is right for you and meets your needs.

5.0
Based on 72 reviews
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Gaurav Tanwar
12:33 14 Oct 24
I had an exceptional experience with All Financials during my mortgage process from start to finish! They were professional, knowledgeable, and provided outstanding support every step of the way. The team (specially Rachel) made what could have been a stressful experience feel smooth and manageable, always explaining complex details in an easy-to-understand way. They were always available to answer my questions, no matter how small, and guided me through every phase with confidence. I truly felt like they had my best interests at heart. Highly recommend All Financials for anyone in need of expert financial advice and support!Thank you Rachel & team for the support throughout this process.
Tracey Cusack
20:58 08 Oct 24
This is my second time using All Financials - originally to get the mortgage a few years back (they were amazing, finding an option when it looked like we might not be able to get a mortgage) - and now remortgaging with them was such a straightforward process. Staff are fantastic and so helpful - love that you can fill out details and upload supporting docs online. Thanks again Margaret & team!
Aidan O’Mahony
20:35 04 Oct 24
Thanks to All Financials, especially Niamh for supporting us obtaining a mortgage. Niamh was an absolute pleasure to deal with and helped us every step of the way. We would highly recommend All Financials and be sure to ask for Niamh!Aidan & Sarah
Lily Prasca
14:28 24 Sep 24
I highly recommend All Financials. Margaret was super helpful and friendly. Thank you for all your help into securing our mortgage.
Fiona Maher
13:54 29 Aug 24
Niamh at All Financials was incredible in helping us secure our mortgage. Both of us work in sales, so maximizing our OTE was crucial, and Niamh really made it happen. She pushed the banks hard to get us the best deal, even under tight time pressure since we found our house before starting the mortgage process. Without her determination and expertise, we wouldn't have been able to do it without her. It was like having a mum with mortgage knowledge hold our hand through every single step of the way. Highly recommend!"
D
12:46 21 Aug 24
Terrific service from All Financials and Niamh in particular. Our remortgaging situation was not straightforward, but she stuck with us and secured a great fixed rate for us. We couldn’t have done it without her.
Vivienne
08:51 17 Aug 24
I cannot recommend all the team at All Financials highly enough. Very professional genuine people. Special shout out to Fran and the amazing Margaret, who worked tirelessly to get my mortgage over the line. Thank you 🙏
Clíona Hughes
09:06 11 Aug 24
Choosing All Financials was the best decision we could have made as first-time buyers!Rob, Barry and entire team were so incredibly helpful and made such a complex landscape so much easier to navigate. Any question or challenge we faced was responded to quickly with such helpful solutions.The team were so patient and provided such support with any challenge that arose throughout the entire buying process from start to finish, and made our dream of buying a house a reality! Highly, highly recommend.Thank you all so much for helping us get our home, you have our business for life!
Conor Stitt
21:13 01 Aug 24
We got our mortgage sorted with Niamh from AllFinancials. Niamh was exceptionally helpful, friendly, reassuring and responsive along every step of the process. Would highly recommended.
Hak N
16:15 19 Jun 24
We highly recommend All Financials. Margaret was excellent in assisting us with our mortgage application. Thanks to her efficient and timely actions, the process was smooth and stress-free. She was always available to answer our questions and provided clear guidance at every stage. We will certainly recommend their services to anyone in need of mortgage assistance.
tara ward
09:12 16 May 24
I cannot recommend All Financial Services enough. To say that they went above and beyond in helping me secure my mortgage is an understatement. From the very first call to the end of the journey I felt completely supported. The staff are so efficient, helpful and friendly. I certainly couldn't have achieved it without their knowledge and expertise. A special thanks to Robert and Rachel who were my go to people throughout. They are both outstanding in their field. You will not regret using All Financial Services.Thank you all again.
Adam Byrne
14:17 05 Oct 23
Brilliant experience with Niamh and the team. Can't recommend highly enough!
James
10:44 25 Sep 23
100% would recommend. Niamh in particular was absolutely excellent in turning around everything so quickly and sending all documents - no question too big or small. Excellent level of service.
John Mc Manus
11:27 17 Aug 23
Brilliant experience with All financials- thanks to Margaret and Fran. Fully endorse all the other positive reviews. Excellent service from the inital mortgage application to draw down of funds. Highly recommend- made the difficult process of obtaining a mortgage smooth sailing.
Stephen Tahir
02:33 03 Aug 23
From the moment i met Niamh I felt so happy she explained everything so simple and was always in contact with through my whole mortgage application she’s an amazing woman and I can’t thank her enough for everything she did with getting my mortgage so happy I went all financial services so if anyone is looking for a mortgage i would recommend chatting with Niamh I tried 6 banks and Niamh got me approved within the month 🙏😊
Jamie Cagney
09:57 19 Jun 23
A big thanks to Margaret and Fran, for their excellent customer service while guiding us through our morage approval. Their attention to detail, regular updates, friendliness throughout the whole process was second to none. We'd have been lost without them especially Margaret, cant recommend their services enought. Many thanks again guys, Jamie + Agne
Megan Mckeon
09:29 09 Jun 23
We want to say a huge thank you to all the team at All Financials in Raheny especially Niamh, who was always there to answer any questions we had no matter how small they were, as first time buyers the process was daunting but with their online system being so easy to follow, being given a step by step breakdown of the process and being guided each step of the way it made life a lot a lot less stresful. The process from start to finish was exceptional. We can't recommend Niamh and the team enough!
Darren Wrenn
21:40 06 May 23
Myself and my partner were referred to All Financials by a family member, and I can say without doubt without the All Financials team, Fran, and in particular Margaret, we would not be now living in our first home. Margaret was always at the end of the phone for everything we needed, and the service she provided made it feel like we were dealing with a family member. We felt like she genuinely cared for us and always had our best interests at heart. I would recommend anyone to go through All Financials if they are embarking on the adventure of trying to buy a house. It can be an unbelievably daunting task but Margaret brought us through it step by step from start to finish, and we owe her a huge deal for helping us secure a home to start the rest of our lives in. Thank you so much to her and the rest of the team, we'll never forget the work you put in for us.
Killian Leahy
12:47 20 Dec 22
We've just closed on our first home, with huge thanks to Margaret and Fran in All Financials. We were referred through a family member and couldn't have asked for a better service. From day 1 they were so helpful with any questions we had and made the otherwise-daunting mortgage application process so easy for us. I have already and will continue to recommend All Financials to anyone thinking about applying. Call them now!
Jeremy Simmons
11:24 06 Oct 22
Outstanding service from All Financials particularly Margaret and Fran who assisted and advised us with our mortgage application and drawdown. Excellent communication and professionalism throughout as well as being genuinely lovely people to deal with.
Mary Gillan
15:33 14 Jul 22
I highly recommend Niamh and her colleagues in All Financials. I decided to switch my morgage and I contacted them as a friend had used them too. I am very glad that I did so as they provided me with an exceptional service. At every stage through the switching process, Niamh provided me with invaluable advice, assistance and support. These processes are cumbersome and stressful but I can honestly say she made it much easier for me. She genuinely cares about her clients and provides a superb service throughout. She has also saved me thousands and I can’t recommend her highly enough.
Brendan Dunne
12:29 25 Jan 22
A big big thanks to Margaret and Fran for all of their help and patience throughout the whole mortgage process. They made what is a generally a stressful period a lot easier by providing an extremely helpful and professional service. Couldn't recommend them enough.
Alina Mihaela Barbu
09:00 24 Jan 22
Margaret and Fran are amazing and have made the entire experience a great one. They have helped with getting my mortgage approval and then they have guided me all the way. I have already reffered family and friends to them because they make such a huge difference in navigating the whole process. I am forever grateful for the great support and tremendous patience! You are the best!
James Temple
09:05 06 Nov 21
We used All Financials as our mortgage broker starting initially in April 2020 thru to when we closed in November 2021. Fran and Margaret are both lovely people, very approachable, helpful and organised. From educating us at the start of the process to advising on next steps during, giving us contact for a solicitor and giving us a steer on mortgage protection and everything else we needed, they really were the knowledgable mentor for us while guiding us through the entire mortgage process. As first time buyers this advice and guidance was invaluable to us.Re: mortgage, All Financials are impartial to all providers, so we objectively discussed our requirements (which they helped us figure out!!) and working from there, All Financials found the best mortgage product for us.They were always responsive and helpful. Highly recommend their service.All our dealings with All Financials were remote due to pandemic but that of course was not an issue.Of course the service is free of charge and impartial because they collect their standard fee from the mortgage provider, meaning we could trust their advice.Overall I cant recommend them enough. Excellent service
James Haughey
14:05 12 May 21
Excellent service, great communication and efficiency. Margaret in particular provided great advice in dealing with complicated mortgage application. Many thanks, highly recommend.
M H
14:23 29 Mar 21
From the very first meeting we were very impressed and happy with the advice we got but All Financials committment and professionalism really shone during our mortgage proceedings. Talking to Margaret was the constant bright point in otherwise taxing journey: always on top of things, knowledgeable, well informed, responding (really quickly!) to all our queries, absolute delight to deal with. If we ever need financial advice again All Financials will be our first port of call.
Caoimhe Keogh Leatherland
09:33 11 Mar 21
I recently worked with All Financials for over a year to purchase my new home. The level of help my husband and I received was second to none. We worked particularly with Fran and Margaret who were there around the clock for us to answer questions, provide advice and simply just check in on how we were getting on on our end, and see if there was anything more they could do to help us. All our calls and emails were answered in a very timely and quick fashion. They also were very personable and it felt like they genuinely cared and were invested in us getting our house.... which ended up being a very long process due to Covid complications. I can't recommend them enough if you are looking to get advice and start the mortgage process.
denis o donnell
01:18 14 Jan 21
The guys at All Finacials are very helpful and lovely to deal with! They really go above and beyond to get you the best deal. It's well worth your time giving these guys a call!
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First Time Buyers
Is this your first mortgage? click here for some information on first time buyer mortgages.

First Time Buyers
Trading up or moving home
Are you thinking of moving to a new home? Click here for more information.

Trading or moving
Investment Mortgage
Are you looking to invest in property and need an investment mortgage? Click here for more information.

Investment Mortgage
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Mortgage Jargon in Simple Terms

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What documents you need to provide?

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Effect of missing repayments

Warning: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

Effect of missing repayments

Warning: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

If your mortgage is ever on a variable rate

Warning: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.

If your mortgage is ever on a fixed rate

Warning: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

If you have included debt consolidation in your mortgage

Warning:  THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU PAY MORE THAN IF YOU PAID OVER A SHORTER TERM

Interest only mortgages

Warning: THE ENTIRE AMOUNT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST -ONLY PERIOD