As an independent broker / advisor we can advise you without prejudice on each of the different banks (operating in the broker market) mortgage offerings for those wishing to purchase an investment property.
- Which bank will give interest only? – up to 10 years with one bank
- Which bank will be the most generous when assessing rents?
- What mortgage rates are on offer?
- Which bank will allow you to top up / raise finance from an existing Investment Property? – up to 50% LTV
After assessing your individual situation and advising you accordingly we will then professionally package your application so that it meets fully with the expectations of the proposed bank.
In addition we are flexible with regard to meeting times so you don’t have to take time off work, as you would with a main street bank.
NB At present we are not charging mortgage customers a fee – if we cannot get you a mortgage we will not be paid commission by the banks. Also, it is worth noting that the mortgage rates you get from a Broker are the same as those available by going into a branch or applying online.